If in the event we cannot collect your overdue customer accounts, for whatever reason, there are still benefits to submitting them to us for collection. All accounts are accepted on a “No Collection, No Charge” basis, so in the event we cannot collect, there is no cost to you. In addition after 30 days of placement all accounts not paid within this time frame are reported to Equifax and TransUnion. Therefore the overdue account becomes part of the consumer’s credit history. Over time this process could increase the chance for recovery.